Resources & Articles

Financial Planning & Wealth Management


The Tax Free Savings AccountMarch 24th, 2020

In 2009, the federal government introduced the Tax Free Savings Account (TFSA) to give Canadians another means to save for their financial goals.  The TFSA...
Read More >

We Offer Integrated Accounting, Financial Planning & Investment ManagementMarch 6th, 2020

An accountant is often considered to be the most trusted advisor. As such, we found that clients of DJB Chartered Professional Accountants would increasingly seek...
Read More >

Essential Tax NumbersJanuary 30th, 2020

Below is a quick reference of important tax numbers for 2020. What You Need to Know: RRSP Contribution Limit  2019: $26,500 2020: $27,230 TFSA Limit...
Read More >

Understanding the Registered Retirement Income Fund (RRIF)January 21st, 2020

Your RRSP is designed to receive contributions during your working years to help save for your retirement.  At some point however, you will want, or...
Read More >

Sailing into Your Future with a Financial PlanOctober 1st, 2019

I often explain financial planning as being similar to that of planning a yacht journey. Whether you are planning a sailboat trip to your favourite...
Read More >

The Best Time to InvestAugust 8th, 2019

Is now a good time to invest in the market or should I be selling? Whether the stock markets are up or down, people always...
Read More >

Inheritance PlanningApril 11th, 2019

John and Mary have worked hard throughout their lives to build a successful business. Each of their three children have worked in the business in...
Read More >

Estate Matters: Why a Clearance Certificate is a Good IdeaMarch 14th, 2019

What is a Clearance Certificate? Not everyone will be named as an Estate Trustee (Executor/Executrix) but for those whom this honour is bestowed, knowing about...
Read More >

Inefficient Capital in Your BusinessMay 8th, 2018

There are many reasons why a business may keep a cash reserve, such as regulatory requirements, future acquisitions, capital expenditures or simply fear of a...
Read More >

Life Insurance: Do I Really Need it?October 25th, 2017

This is a question I’ve been asked hundreds of times over the years and the answer is: It depends! Everyone’s situation is unique and the...
Read More >